PEARLER FEATURES

I have done some basic research but I cannot seem to find a direct answer about whether my funds are insured or if there is some sort of guarantee for individuals investing through Pearler: I understand that "The Australian Government guarantees up to $250 000 per account holder per authorised deposit-taking institution (ADI)" but this does not apply to Pearler (or other stock investment accounts as I understand it), correct? I also get that Pearler is CHESS sponsored but this does not guarantee me ownership/access over my investment, say, if the company became insolvent? Any help appreciated, thank you in advance!